The Real Estate Store Services

The Real Estate Store is your one-stop resource for complete real estate services.

Welcome

Welcome to the Real Estate Store! Your one stop shop for regional real estate services...

Lending Institutions

We partner with a number of lending institutions to find the right program to fit your credit needs...

Homebuying Seminars

We offer quarterly 1st Time Homebuyers and Investment Property Seminars when necessary...

Success Through Investment

We will empower your success through property investment to place you on the road to prosperity...

Your One Stop Regional Gateway for Real Estate Services
 
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Find a Home

When looking for a home, we suggest that you arm yourself with a pre-approval letter, and decide which house to buy by evaluating your current and future housing needs.

Sell a Home

The Real Estate Store will provide you with free market analysis and also help you understand the process so you can make smart decisions every step of the way.

Purchase a Home

Buying a home can be stressful and frustrating. As a Real Estate Store client, we lessen the stress of home buying by personally taking you through the mortgage process.

Rent vs. Own

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Almost everyone is overwhelmed by the legal and financial red tape they believe surrounds the purchase of a home. So, the easy way out is to just keep paying rent. We have a better solution for your future!

How Much Can I Afford?

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If you are a first-time home buyer, the price you can afford to pay for a house may well be limited by your ability to come up with the required down payment and closing costs.

Mortgage Facts

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Your home is collateral for your mortgage loan, which is also a legal contract you sign to promise that you'll pay the debt, with interest and other costs, typically over 15 to 30 years.

Our Services

The Real Estate Store is your one-stop resource for complete real estate services. We offer the ability to search the multiple listing database through our website, mortgage loan processing, and credit assistance. We partner with the Metropolitan Resource Information Systems Company, multiple mortgage lenders, and numerous title companies to provide our clients with the most affordable deal.

 

Metropolitan Regional Information Systems Company

A regional multiple database listing resource with over 40,00 customers in Maryland, Virginia, Pennsylvania, West Virginia, Delaware and the District of Columbia. MRIS facilitates the sale of over $100 million on a daily basis and operates the nation's largest online real estate network for licensed agents, brokers and appraisers.

 

Mortgage Lending Institutions

The mortgage lender's responsibility is to assist the buyer in completing and processing the mortgage loan application. The buyer must supply: 

  • Employers' names and addresses for the past two years

  • Financial institutions' names, addresses and account numbers for asset verification and all debts (installment and revolving)

  • Residency addresses for the past two years an offer to purchase

Next, the lender reviews the credit report and verifies the borrower's debt and payment histories as VOEs and VODs are returned. If there are any late payments, collections or judgments shown on the credit report, a written explanation is required from the borrower. The lender also reviews the appraisal and checks to see if there are any property issues that may require additional comment by the appraiser. Any required repairs on the property are reported by the real estate agent and borrower/seller.

 

Title Company

The title companies responsibility is to facilitate the closing transactions. The closing represents the final step in the mortgage application process. An attorney will do a title search on the property, prepare the legal documents necessary for the closing of the loan, and provide you and/or your attorney with the exact closing costs. At the closing, the borrower obtains his or her loan proceeds and presents a certified check to cover the balance of the down payment and the closing costs. The loan closes. The borrower moves into the new home.

 

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